Tata Capital, a leading financial services company, is set to make a significant presence in the world. With a vision to serve a larger customer base and extend its range of financial solutions, the company has announced its ambitious plan to expand its branch network to 300 locations by March 2023, which makes it better to invest in Tata Capital pre-IPO shares. 

Renowned for its innovative financial products and exceptional customer service, Tata Capital aims to bridge the gap between customers and its diverse offerings through an increased branch footprint. By strategically establishing 60 new branches, the company seeks to provide personalised financial solutions that cater to the unique needs of communities nationwide.

This expansion initiative reflects Tata Capital’s commitment to fostering financial inclusion and empowering individuals, families, and businesses to achieve financial goals. By bringing its expertise and services closer to customers, the company aims to redefine accessibility, convenience, and trust in the financial industry. In this blog, we will discuss Tata Capital’s expansion in 2023.

Investment By Tata Capital

In the investment sector, Tata Capital Limited has played a significant role. Tata Capital has proven successful in spotting good prospects with a track record of 35 investments, including 25 lead investments. The Mumbai Oncocare Center raised $820 million on January 14, 2023, making it their most recent investment to be noticed. 

Unlisted Shares Offered By Tata Capital 

Tata Capital is offering unlisted shares with compelling key indicators for potential investors. These shares hold intrinsic solid value with a face value per share of 10.0 and a book value per share of 46.5. The price-to-earnings (PE) ratio is 63.5, indicating positive market sentiment. Tata Capital share price today is INR 575.

Also, the price-to-sales ratio is at 1.9, reflecting a healthy sales performance relative to market price. The price-to-book ratio is 11.6, further highlighting the company’s favourable valuation.

Tata Capital has a substantial market presence, with 3,516.2 million outstanding shares and a market capitalization of Rs. 1,898,748.00 million. The company maintains a sustainable financial structure, with a debt-to-equity ratio of 7.0.

The dividend per share is 0.2, resulting in a dividend yield of 0.1% based on the current market price. Tata Capital exhibits solid financial performance, with a return on total assets of 1.6% and a return on equity of 12.8%. The return on weighted capital (ROWC) is an impressive 56.1%.

Considering these key indicators, Tata Capital unlisted shares present an enticing investment opportunity for those seeking stable returns and potential long-term growth in the financial market.

Services That Tata Capital Offers

Tata Capital offers a variety of products and services to meet diverse customer needs. Headquartered in Mumbai, India, and owned by Tata Sons, the company operates in sectors such as airlines, automotive, retail, consumer goods, engineering, construction, financial services, beverages, chemicals, telecom, and hospitality. With over 611,794 employees, Tata Capital is committed to delivering professional and reliable solutions.

One of their key offerings is a range of Credit Cards that cater to various consumer requirements. These cards come with competitive interest rates and exclusive privileges, such as airport lounge access, reward points on shopping and dining, and fuel surcharge waivers. The Tata Platinum Card, Tata Croma Platinum Card, Tata Titanium Card, and Tata Croma Titanium Card are among the credit cards available.

Tata Capital also provides a diverse selection of loans. Whether you want to own a car, need financial assistance for housing or personal purposes, or require a loan against property, they have you covered. Their car loans offer attractive interest rates, flexible tenure, and low EMIs. Home loans, including options for buying, renovating, and loaning against property, come with attractive rates and easy EMI options. Furthermore, their loans require minimal documentation, offer competitive interest rates, and feature an easy and prompt process.

Shareholders’ Summary Of Tata Capital 

Tata Capital has a diverse group of shareholders representing various entities and individuals. The majority shareholder is Tata Sons Pvt Ltd, holding a 94.6% stake. Tata Investment Ltd follows with a 2.2% stake. At the same time, Kamlesh M Parekh, Sterling Investment Corporation Pvt Ltd, Cyrus Investment Pvt Ltd, Tata Motors Ltd, Tata Industries Ltd, Tata International, and Tata Consumer Products Ltd hold smaller percentages ranging from 1.5% to 0.02%. The remaining shareholders collectively make up 0.8% of the company’s ownership. 

These shareholders contribute to the capital structure and decision-making processes of Tata Capital, reflecting a blend of internal and external stakeholders who have a suited interest in the company’s success.

Is It Worth Investing In Tata Capital? 

Investing in Tata Capital can be a wise decision. With its strong track record and reputation in the financial industry, Tata Capital offers stability and expertise. The company’s commitment to innovation and customer-centric approach ensures potential returns for investors. By investing in Tata Capital, you can benefit from a trusted brand that consistently delivers value and growth opportunities.